• FOR OWNERS/EXECS
  • FOR YOUR EMPLOYEES
ABOUT PSA
A history of independence, growth & protection.
PSA is Maryland’s largest independent multi-disciplined financial services firm, providing wealth management, employee benefits and risk management solutions. We have been assisting clients in growing and protecting their assets since 1928. Our vast knowledge, experience and resources enable us to meet all your financial service needs, providing national caliber capabilities with local service.

Our independence works for you
As a privately held, independent firm, we do not answer to shareholders, and we are not beholden to a parent company, multi-national bank or insurance company. Our independence means we are free to do what’s best for you and your company.

A focus on relationships.
At PSA, we are privileged to serve a client base of professionals and accomplished individuals with whom we’ve built solid relationships based on trust, partnership and understanding. We appreciate the opportunity to serve as your insurance representative to grow and protect your business, property and assets.

Property & Casualty Insurance

Commercial Insurance
PSA offers professional risk management advice and coverage for both individuals and businesses. Our risk management philosophy is based around helping you identify and control both your insurance cost and potential claims. We represent the premier insurance carriers in the country, chosen for their financial stability, advanced products, superior claims service and focus on customer satisfaction. Our relationship with these providers and our vast experience translates to superior value for our clients.

Property & Casualty • Professional Liability • Management Liability

Personal Insurance
The right personal insurance programs are essential to your family’s financial protection and security—and for your piece of mind.  We work closely with you, walking through every aspect of your life, identifying exposures that put you and your family at risk. Once we have an understanding of your individual situation, we’ll craft a customized solution that matches your coverage needs.

We represent the nation’s premier carriers -- so you can feel confident knowing that you’re getting the best insurance protection available at a cost that works for your budget.

We also have a Private Client Division dedicated to the needs of highly successful individuals in need of personal, confidential counsel when developing protection strategies for their homes, vehicles, watercraft and personal collections.

Life/Disability/Long-term Care • Liability • Homeowners • Auto • Special Collections

Retirement Plan Services

The retirement plan you choose has implications not only for the financial well-being of your employees, but also for your company’s bottom line. PSA Retirement Plan Services group offers full-service fiduciary, investment advisory, recordkeeping and plan administration for 401(k) and other qualified retirement plans, including defined benefit plans.

Our unique investment advisory approach is designed to increase your plan’s overall participation and employee satisfaction while helping to reduce company liability. Whether you currently have a retirement plan in place or are simply contemplating offering one, PSA has the tools and the expertise to help you evaluate options and identify the best fit for your company.

Benchmarking • Plan Design Consulting • Plan Administration, Compliance & Fiduciary Consulting • Conflict-free Investment Advisory • Employee Education • Local Delivery

Investment Advisory and Consulting Services offered through PSA Financial Advisors, Inc., a Registered Investment Advisor.

Employee Benefits

Two fundamentals of running a successful business include the ability to attract and retain good employees and effective cost control strategies. Having an attractive and efficient benefits program is a core underpinning of both of these important success factors. Our team of experienced benefit consultants and brokers serve as trusted advisors -- developing and executing strategies that deliver competitive employee benefits while controlling costs.

PSA’s professional benefits services consulting team has extensive experience providing superior health and welfare consulting services to a wide array of clients. We have hands-on experience with all aspects of employee benefit consulting and assist companies in Health Plan Cost Analysis, Funding Arrangement Analysis, Renewal Negotiations and Underwriting and Claims Utilization Analysis.

PSA is the area’s leading corporate health management consultant. We work with clients to help manage the health status of their employee base as a means to reduce health risk factors, and ultimately healthcare claims. We encourage you to speak to us to learn more about how an effective Wellness program can control the spiraling healthcare costs that dramatically impact your company’s bottom line.

Benefits Consulting • Administration Solutions • Employee Communications & Education • Compliance • Client Service Support

About PSA